India's Invoice Financing Specialists

Unlock Cash From
Your Receivables,
Not Your Future

Turn unpaid invoices into immediate working capital. Fast, flexible, and designed for Indian businesses—without giving up equity or taking on debt.

₹500Cr+
Invoices Funded
48 hrs
Typical Payout
97%
Approval Rate
Invoice Funded
₹42,00,000
Disbursed in 36 hours · Tech Sector
Advance Rate
80%
Against invoice value · Immediate

Finance That Moves
at Business Speed

Tailored trade finance solutions for exporters, importers, and domestic businesses across India.

📄

Invoice Discounting

Sell your approved invoices at a discount and receive up to 80% of the invoice value within 48 hours. No collateral required.

🌍

Export Factoring

Finance your export receivables and eliminate the risk of non-payment from international buyers. Expand globally with confidence.

🏭

Domestic Factoring

Accelerate cash flow from domestic B2B invoices. Ideal for SMEs dealing with long payment cycles from large corporates or PSUs.

🔗

Supply Chain Finance

Strengthen supplier relationships by enabling early payments while optimising your working capital and extending payables.

📊

Receivables Management

Outsource collections and ledger management to us. We handle follow-ups, disputes, and reconciliation so you can focus on growth.

🛡️

Credit Protection

Non-recourse factoring with built-in credit insurance. Protect your business from bad debts and buyer insolvency risks.

From Invoice to
Cash in 4 Steps

A simple, transparent process with no hidden surprises. Most clients receive funds within 48 hours of onboarding.

1

Submit Your Invoices

Upload your B2B invoices via our secure portal or email. We assess them within hours, not days.

2

Instant Verification

We verify the invoice with your buyer and assess creditworthiness — no lengthy paperwork, no branch visits.

3

Advance Disbursed

Receive up to 80% of the invoice value directly in your bank account, typically within 48 hours.

4

Balance on Collection

Once your buyer pays, we release the remaining balance minus our fee. Fully transparent, no surprises.

Built for Indian
Businesses

We understand the nuances of Indian trade finance—from MSME regulations to GST compliance—because we operate from the ground up.

Faster Than Banks

No months-long approval cycles. Our digital process gets you funded in as little as 48 hours.

🔒

No Collateral Required

Your invoices are the asset. We don't require property, machinery, or personal guarantees.

📋

GST & RBI Compliant

Fully regulated, RBI-compliant factoring aligned with the Factoring Regulation Act, 2011.

🤝

Dedicated Relationship Manager

A single point of contact who knows your business and is available when you need them most.

₹500Cr+
Total Invoices Funded
1200+
SMEs Served Across India
48hrs
Average Funding Time
97%
Client Retention Rate

Who Can Apply?

If your business invoices other businesses (B2B), you likely qualify. Here are the typical criteria:

🏢 Business Type

Sole proprietorships, partnerships, LLPs, private limited, and public limited companies are all eligible.

📅 Business Vintage

Minimum 1 year in operation with a track record of B2B invoicing and regular business activity.

💰 Invoice Value

Individual invoices starting from ₹5 lakhs. We finance single invoices or entire ledgers.

🏷️ Buyer Quality

Invoices raised on corporates, PSUs, government entities, or creditworthy private buyers.

📑 GST Registered

Your business must be GST-registered with valid GST invoices. MSME registration is a plus.

🌐 Sectors Covered

Manufacturing, IT/services, logistics, textiles, pharma, FMCG, construction, and more.

Ready to Unlock
Your Working Capital?

Fill in the form and our team will reach out within 4 business hours to assess your invoices and get you started.

tradefinance@thefactoringindia.in
🌐 thefactoringindia.in